Receive S$250 cash via PayNow or Apple AirPods Gen 3 with Magsafe Charging Case (worth S$274) or Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag (worth S$570.80) when you apply and get approved for the OCBC 90N Visa, OCBC 90N Mastercard, OCBC 365 or OCBC Infinity Cashback or OCBC Rewards credit cards as new cardholder (those who have not held an OCBC card the past 12 months). Spend S$500 within 30 days to receive the sign-up gifts. Sign-up through the individual card links below. Promotion ends on the 15th Feb 2024 (11:59PM).
Annual fee is waived for the first year for all the cards listed below. OCBC usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee.
Note that this offer is valid only if you apply via the below exclusive links (direct application with OCBC doesn’t count for the promotion). Why is that so? Singsaver actually acts as an aggregator and partner for OCBC cards and from time to time, Singsaver and OCBC may jointly fund the gift in order to split the marketing expense between them.
After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered. If you choose to get the cash gift, do ensure that the phone number you fill out in the form is the same as the mobile number for you to receive PayNow payments.
Once your card is approved, remember to spend at least S$500 (can be in multiple transactions) within 30 days of receiving your card in order to receive the reward. You will get an email within 90 days with instructions on how to claim your gift. If you are looking for ways to spend S$500 within a month, there’s that time-honored method of buying vouchers from NTUC Fairprice and paying for it with your credit card.
Here are the OCBC cards that qualify for the promotion:
OCBC 365
5% cash rebate on dining spends, 6% cash rebate on fuel, 3% cash rebate on groceries, Grab, Gojek and recurring utility bills. Minimum spend of S$800 in a month required for these rebates. Rebates capped at S$160 per month.
Annual Fee: S$196.20 (waived for first year)
Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)
OCBC Infinity Cashback
Enjoy 1.6% cashback (+0.2% bonus for new OCBC cardholders) all year-round on transactions made in stores or online, locally or overseas. No limit on the cashback that can be earned.
Annual Fee: S$196.20 (waived for first year)
Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$45,000 (foreigner)
OCBC Rewards
Earn 10 OCBC$ for every dollar spend (equivalent to 4 miles per S$1) on online and in-store retailers. 2% bonus rebate for electronics at Best Denki.
Annual Fee: S$196.20 (waived for first year)
Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$45,000 (foreigner)
OCBC 90N
Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively. Miles do not expire. Cardholders also have the option of redeeming for cashback instead.
Annual Fee: S$196.20 (waived for first year)
Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$45,000 (foreigner)
Why is the sign-up gift so attractive?
The traditional way of getting new card sign ups – that of hiring promoters and organizing roadshows in areas with heavy foot traffic – actually cost a lot of money. Many card companies have resorted to doing it online for the past few years – often through the help of aggregators such as Singsaver. The cost saving allows them to offer attractive gifts from time to time such as cash, luggage or in this case, the Apple iPad. In this case, both the credit card issuing bank and Singsaver could also jointly fund the gift.
Fulfillment of this promotion is done by Singsaver. You can check here for the full T&C.
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