General Travel

There is currently a Singsaver credit card promotion where you can get yourself either a brand new Dyson Cool AM07 Tower Fan (UP S$499) or S$300 cash via Paynow. New HSBC cardholders (those who have not held a HSBC card in the past 12 months) who apply for a credit card and get approved can choose to receive one of the following gifts: Dyson Cool AM07 Tower Fan or S$300 in cash. This promotion is valid from now until 14th March 2021 (11:59PM).

Annual fee is waived for the first two years for all the cards listed below. HSBC normally waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee. You can even cancel the card after receiving the Dyson Cool AM07 Tower Fan or cash reward if you wish.

If you are already an existing HSBC cardholder, fret not. You still get to have S$60 with your successful application.

Note that this offer is valid only if you apply via the below exclusive links (direct application with HSBC gives you a lower value sign-up gift). Why is that so? Singsaver actually acts as an aggregator and affiliate partner for HSBC cards and from time to time, Singsaver and HSBC may also jointly fund the gift in order to split the marketing expense between them. 

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Once your card is approved, remember to spend at least S$500 by the end of the next calendar month from when you received your card in order to receive the gift or cash reward. For instance, if your card was approved in March, you will need to spend the required amount by end of April to receive the gift. You will get an email within 60 to 90 days with instructions on how to claim your gift.

Here are the HSBC cards that qualify for the promotion:

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Update: The Citibank Airpods Pro promotion has ended but there is a new Standard Chartered Apple Airpods Pro sign-up promotion where you get a brand new Apple Airpods Pro with every successful new application. If you are an existing cardholder, you receive S$30 via PayNow instead. You can access the new promotion here. This Standard Chartered card has a benefit of 1.5% cashback for all spend. Promotion valid until 17th March 2021 (11:59PM)

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There is currently a Singsaver credit card promotion where you can get yourself either a brand new Apple AirPods Pro (UP S$379) or S$350 cash via Paynow. New Citibank cardholders (those who have not held a Citibank card in the past 12 months) who apply for a credit card and get approved can choose to receive one of the following gifts: a pair of Apple AirPods Pro or S$350 in cash. This promotion is valid from now until 7th March 2021 (11:59PM).

Annual fee is waived for the first year for all the cards listed below except for the Citi Prestige. Citibank normally waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee. You can even cancel the card after receiving the Apple AirPods Pro or cash reward if you wish.

If you are already an existing Citibank cardholder, fret not. You still get to have S$30 with your successful application.

you can also opt to have the apple airpods instead when signing up

Note that this offer is valid only if you apply via the below exclusive links (direct application with Citibank doesn’t count for the promotion). Why is that so? Singsaver actually acts as an aggregator and affiliate partner for Citibank cards and from time to time, Singsaver and Citibank may jointly fund the gift in order to split the marketing expense between them. 

Similar offers have been running for the past couple of months, with the gift going as low as S$200. The current S$350 cash offer is the highest it has ever been in terms of the cash sign-up reward.

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Once your card is approved, remember to spend at least S$200 within 30 days of receiving your card in order to receive the Apple AirPods Pro or cash reward. You will get an email within 60 to 90 days with instructions on how to claim your gift.

Here are the Citibank cards that qualify for the promotion:

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There is a new credit card promotion with Singsaver this month where you can receive a brand new Sony Noise Cancelling True Wireless Headphones WF-1000XM3 (UP S$349) or Fitbit Versa 2 (UP S$288). New Standard Chartered (SCB) cardholders (those who have not held a Standard Chartered card in the past 12 months) who apply for a credit card and get approved are entitled to the Sony Noise Cancelling True Wireless Headphones WF-1000XM3 or Fitbit Versa 2. This Standard Chartered Sony headphones / Fitbit offer is valid until 28th February 2021 (11:59PM). You make the selection for your preferred gift at the time of application. If you are an existing cardholder, you will receive S$30 as sign-up gift.

sony true wireless headphones WF-1000XM3 for standard chartered credit cards (source: sony)

Note that this offer is valid only if you apply via the below exclusive links (direct application with Standard Chartered doesn’t count for the promotion). Why is that so? Singsaver actually acts as an aggregator and affiliate partner for Standard Chartered cards and from time to time, Singsaver and Standard Chartered may jointly fund the gift in order to split the marketing expense between them. 

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Once your card is approved, remember to spend at least S$80 within 30 days of receiving your card in order to receive the Sony wireless headphones or Fitbit Versa 2. You will get an email within 60 to 90 days with instructions on how to claim your gift.

Here are the Standard Chartered cards that qualify for the promotion:

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While it may not be practical to travel at the moment, possessing a card that allows one to pay for overseas transactions with as little charges as possible is as relevant as ever. Online shopping has become a major pastime in the current situation – more so if you consider that the only way to get one’s coveted items from abroad these days is to have them shipped here. Enter YouTrip – one of the digital wallets available that allow you to make foreign currency transactions both online and in stores using wholesale exchange rates and with no extra charges.

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You may have seen some higher tier credit cards – case in point The Platinum Card by American Express which carries an annual fee of S$1,712 – that come with special hotel benefits such as free breakfast, US$100 dining/spa credit, late check-out and perhaps room upgrade and wish there was a way that mere mortals like us who don’t want to fork out more than a thousand dollars on a credit card and at the same time, aren’t elite members of hotel loyalty programmes to enjoy those same kinds of perks.

This week, Hotelux launches in Singapore as a way for the public to access those luxury travel advisor benefits without having to go through those hoops. The app acts as a booking platform with a similar interface where you input your preferred stay dates with the app showing you its best rates with Hotelux partner hotels as well as a set of benefits that come with the stay. 

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There is currently a very enticing promotion with Singsaver this month where you can receive a brand new Apple Watch SE (UP S$419) or S$300 cash via Paynow. New Citibank cardholders (those who have not held a Citibank card in the past 12 months) who apply for a credit card and get approved can choose to receive one of the following gifts: Apple Watch SE or S$300 in cash. This promotion is valid until 14th February 2021 11:59pm.

Annual fee is waived for the first year for all the cards listed below except for the Citi Prestige. Citibank usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee. You can even cancel the card after receiving the Apple Watch SE or cash reward if you wish.

If you are already an existing Citibank cardholder, fret not. You still get to have S$30 with your successful application.

Citibank Apple Watch SE offer with Singsaver

Note that this offer is valid only if you apply via the below exclusive links (direct application with Citibank doesn’t count for the promotion). Why is that so? Singsaver actually acts as an aggregator and affiliate partner for Citibank cards and from time to time, Singsaver and Citibank may jointly fund the gift in order to split the marketing expense between them. 

Similar offers have been running for the past couple of months, with the gift going as low as S$200. The current S$300 cash offer is the most attractive, historically, for the cash sign-up reward.

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Once your card is approved, remember to spend at least S$200 (can be in multiple transactions) within 30 days of receiving your card in order to receive the Apple Watch SE or cash reward. You will get an email within 60 to 90 days with instructions on how to claim your gift.

Here are the Citibank cards that qualify for the promotion:

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Google Pay is a platform developed by Google that allows you to make payments through a single app. You can use Google Pay to digitally store your credit cards and make credit card payments through your mobile phone via contactless payments, transfer money to friends via PayNow and also make payments to establishments via PayNow. If you are familiar with other payment apps like Samsung Pay or Apple Pay, Google Pay fulfills the same functions but has more capabilities as it can also link to your bank account through PayNow.

Get S$8 free by signing up for Google Pay here (offer ends 31st Dec 23:59PM)

After downloading the app, all you need to do is to link it to your PayNow / Paylah / Standard Chartered account and add your credit cards to the digital wallet to get going. 

Currently, Google Pay is running a series of offers where new users who sign-up will get S$8 cash – sent straight to your bank account after you make your first payment of at least S$10. Each week, users also get to earn additional cashback – a random amount sent via digital scratch cards, with the maximum at S$10 per scratch card. I have been using Google Pay for a couple of weeks now and have earned just a little under S$100 in cash back. Cash back is earned through the following ways:

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There is a new credit card promotion with Singsaver this December where you can receive a brand new Garmin Venu SQ Watch (UP S$299) or Apple AirPods (UP S$239). New Standard Chartered (SCB) cardholders (those who have not held SCB card in the past 12 months) who apply for a credit card and get approved are eligible for either gift. This Standard Chartered Garmin Venu SQ Watch or Apple AirPods offer is valid until 10th January 2021.

Standard Chartered Garmin Watch offer

Annual fee is waived for the first two years for all the cards listed below. Standard Chartered usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee. You can even cancel the card after receiving the gift if you wish.

If you are already an existing SCB cardholder, fret not. You still get to have S$30 cash via PayNow with your successful application.

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Once your card is approved, remember to make at least one transaction (at least S$80) within 30 days of receiving your card in order to receive the reward. You will get an email within 60 to 90 days with instructions on how to claim your gift.

Here are the SCB cards that qualify for the promotion:

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