General Travel

UPDATE: Receive Apple iPad 10th Gen 10.9″ (worth S$499) or or Dyson Airwrap (worth S$859) or or S$370 Cash when you apply and get approved for a Citibank credit card as new cardholder (those who have not held a Citibank card the past 12 months).  Spend S$500 within 30 days to receive the sign-up gifts. Sign-up through the individual card links below. Promotion ends on 2nd March 2025 (11:59PM).

Annual fee is waived for the first year for all the cards listed below. Citibank usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee.

Note that this offer is valid only if you apply via the below exclusive links (direct application with Citibank doesn’t count for the promotion). Why is that so? Singsaver actually acts as an aggregator and partner for Citibank cards and from time to time, Singsaver and Citibank may jointly fund the gift in order to split the marketing expense between them. 

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered. If you choose to get the cash gift, do ensure that the phone number you fill out in the form is the same as the mobile number for you to receive PayNow payments.

Once your card is approved, remember to spend at least S$500 (can be in multiple transactions) within 30 days of receiving your card in order to receive the reward. You will get an email within 90 days with instructions on how to claim your gift. If you are looking for ways to spend S$500 within a month, there’s that time-honored method of buying vouchers from NTUC Fairprice and paying for it with your credit card.

Here are the Citibank cards that qualify for the promotion:

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Receive either S$280 Lazada voucher or S$240 cash or Apple AirPods 4 (with ANC) (S$249) or Flujo BEA Ergonomic Office Chair (S$549) when you sign up for one of the Standard Chartered credit cards below as a new cardholder and accumulate the minimum spend within 30 days. Specifically for the Simply Cash Credit Card, get an enhanced gift of: Apple iPad 9th Gen 10.2″ 64gb (worth S$479) or Dyson Supersonic (S$649) or Dyson Micro 1.5kg Vacuum (S$599) or S$380 cash.

From now until 22nd December, you also get a chance to win S$50,000 cash prize with Singsaver’s Cash Quest Giveaway promotion. 

Promotion end on 20th December 2024 (check for more details below).

Standard Chartered Simply Cash Credit Card

Earn 1.5% cashback with no minimum spend or cashback cap.

Note: For this welcome offer, choose between Apple iPad 10th Gen 10.2″ 64gb (worth S$529) or Apple Watch SE Gen 2 GPS + Cellular 44mm (S$503.60) or Dyson Micro 1.5kg vacuum (S$599) or S$350 Shopee voucher.

Minimum spend needed to get the welcome gift: S$500 within 30 days

Annual Fee: S$196.20 (waived for first 2 years)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

APPLY HERE

Standard Chartered Smart Credit Card

Earn 6% on Bus/MRT rides, McDonald’s, Toast Box, Ya Kun Kaya Toast, Netflix and Disney +, among others, without a minimum spend.

Note: For the SCB Smart Credit Card, there are 3 welcome gifts to choose from, either the S$300 Shopee voucher or Dyson AM07 (worth S$459) or Sony WF-1000XM5 Headphones (S$429)

Minimum spend needed to get the welcome gift: S$500 within 30 days

Annual Fee: No annual fee

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

APPLY HERE

Why is the sign-up gift so attractive?

The traditional way of getting new card sign ups – that of hiring promoters and organizing roadshows in areas with heavy foot traffic – actually cost a lot of money. Many card companies have resorted to doing it online for the past few years – often through the help of aggregators such as Singsaver. The cost saving allows them to offer attractive gifts from time to time such as cash, luggage or in this case, the Apple AirPods Pro. In this case, both the credit card issuing bank and Singsaver could also jointly fund the gift.

Fulfillment of this promotion is done by Singsaver. You can check here for the full T&C.

HSBC Cards currently has 2 enticing promotions. For the HSBC TravelOne Card, you can receive an Apple iPad 10th Gen 10.9″ WiFi 64GB (worth S$529) or Dyson Supersonic (worth S$699) or S$375 eCapitavoucher or 24K miles (worth a round trip to Tokyo, Osaka) or Apple Watch Series 9 (worth S$604.50). The HSBC TravelOne requires an accumulated spend of S$1,000 by the end of then next calendar month plus payment of annual fee.

For the HSBC Visa Platinum or HSBC Advance, receive an Apple iPad 9th Gen 10.2″ WiFi 64GB (worth S$508.30) or Dyson V8 Slim Fluffy or 18,000 Max Miles or S$350 eCapita voucher. For these cards, only a spend of S$500 by the end of the next calendar month is needed and there’s no requirement to pay annual fee. 

New HSBC credit cardholders (those who have not held an HSBC card in the past 12 months) who apply for the HSBC credit card and get approved to receive one of the abovementioned gifts (you have the option to choose which gift you want). You need to spend S$500 by the end of the next calendar month from the date of card approval. This promotion is valid if you sign up until 20th June 2024 11:59pm.

Annual fee is waived for the first year for all the cards listed below except for the HSBC Revolution Card which has its annual fee waived perpetually and for the HSBC TravelOne Card which requires payment of annual fee to receive the gift. For the other cards, HSBC usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee. You can even cancel the credit card after receiving the sign-up gift or cash reward if you wish.

Once your card is approved, remember to spend at least S$500 or S$1,000 (depending on the card chosen) by the end of the next calendar month following card account opening date in order to receive the gift or cash reward. You will get an email within 90 days with instructions on how to claim your gift. If you are looking for ways to spend S$500 within a month, there’s that time-honored method of buying vouchers from NTUC Fairprice and paying for it with your credit card.

Here are the HSBC cards that qualify for the promotion:

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Receive S$250 cash via PayNow or Apple AirPods Gen 3 with Magsafe Charging Case (worth S$274) or Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag (worth S$570.80) when you apply and get approved for the OCBC 90N Visa, OCBC 90N Mastercard, OCBC 365 or OCBC Infinity Cashback or OCBC Rewards credit cards as new cardholder (those who have not held an OCBC card the past 12 months). Spend S$500 within 30 days to receive the sign-up gifts. Sign-up through the individual card links below. Promotion ends on the 15th Feb 2024 (11:59PM).

Annual fee is waived for the first year for all the cards listed below. OCBC usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee.

Note that this offer is valid only if you apply via the below exclusive links (direct application with OCBC doesn’t count for the promotion). Why is that so? Singsaver actually acts as an aggregator and partner for OCBC cards and from time to time, Singsaver and OCBC may jointly fund the gift in order to split the marketing expense between them. 

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered. If you choose to get the cash gift, do ensure that the phone number you fill out in the form is the same as the mobile number for you to receive PayNow payments.

Once your card is approved, remember to spend at least S$500 (can be in multiple transactions) within 30 days of receiving your card in order to receive the reward. You will get an email within 90 days with instructions on how to claim your gift. If you are looking for ways to spend S$500 within a month, there’s that time-honored method of buying vouchers from NTUC Fairprice and paying for it with your credit card.

Here are the OCBC cards that qualify for the promotion:

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You may be dreaming of your next escape right now – while planning a getaway far away might not be an option at this point in time, there are lots of activities locally in Singapore that can keep you entertained.

The Go Singapore Pass is a sightseeing pass that allows one to experience 50+ tourist attractions in the Lion City without having to purchase tickets on the spot. It’s brought to us by GoCity.com which covers 26 (and growing) cities globally including Bangkok, Dubai, Sydney, Hawaii, Los Angeles, Las Vegas, San Francisco, San Diego, New York, Paris, Barcelona, Rome, Berlin and more.

I have been covering the Go Singapore Pass for nearly 4 years now and a recurrent theme are repeated price increases – which simply reflect the current inflationary situation. The corresponding attractions in Singapore have also repeatedly marked up their admission fees. Here, I discuss on whether the Go Singapore Pass is still worth getting for 2024.

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HSBC has recently launched a new general spending credit card called the HSBC TravelOne Credit Card which offers a range of benefits for frequent flyers. Although it is fundamentally a general spending card, it is designed to cater to the needs of travelers based on the benefits that come with it. These benefits include access to airport lounges, travel insurance and rewards points that can be redeemed for flights.

One of the key features of the HSBC TravelOne credit card is that it is linked to nine frequent flyer programs, including some less common carriers. This means that cardholders can earn rewards points on their HSBC TravelOne card, which can then be transferred to their preferred frequent flyer program. In this article, I aim to break down the features and the cost of getting the HSBC TravelOne Card and determine if it is worth getting. 

P.S. Before you apply for this card, make sure to read this article until the end, especially if you don’t have any existing HSBC card. You’ll thank me later.

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I have a number of posts in scattered about featuring various credit card sign-up promotions. To make them easier to view, I have compiled them here. For my readers who are used to my bank-specific promotions – I present to you a one-stop glance into what three major card issuing companies – HSBC, Citibank, DBS and Standard Chartered are offering at this point in time. Promotion durations are also listed below for convenience.

The credit card sign-up gifts are indeed quite attractive but do note that to get the higher valued gift, you would need to be a new cardholder. A new cardholder is defined as one who has not possessed a card by the respective card issuing company for at least 12 months. A common strategy by some folks is that they sign up for a card by xxx company, cancel the card after receiving the gift, wait for another 12 months then reapply.

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