There is currently a very enticing promotion with Singsaver this month where you can receive a variety of sign-up gifts including a brand new Apple Watch SE (UP S$419) or S$350 cash via Paynow. New Citibank cardholders (those who have not held a Citibank card in the past 12 months) who apply for a credit card and get approved can choose to receive one of the following gifts: Apple Watch SE or S$350 in cash. Existing Citibank cardholders will get S$30. This promotion is valid until 14th June 2021 11:59pm.
Annual fee is waived for the first year for all the cards listed below except for the Citi Prestige. Citibank usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee. You can even cancel the card after receiving the Apple Watch SE or cash reward if you wish.
Citibank Apple Watch SE offer with Singsaver. Cash reward revised upwards to S$350
Note that this offer is valid only if you apply via the below exclusive links (direct application with Citibank doesn’t count for the promotion). Why is that so? Singsaver actually acts as an aggregator and affiliate partner for Citibank cards and from time to time, Singsaver and Citibank may jointly fund the gift in order to split the marketing expense between them.
Similar offers have been running for the past couple of months, with the gift going as low as S$200. The current S$350 cash offer is the most attractive, historically, for the cash sign-up reward.
After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.
Once your card is approved, remember to spend at least S$200 (can be in multiple transactions) within 30 days of receiving your card in order to receive the Apple Watch SE or cash reward. You will get an email within 60 to 90 days with instructions on how to claim your gift.
Here are the Citibank cards that qualify for the promotion:
Citi Cashback
Earn 8% cashback on dining, groceries and petrol spend.
Annual Fee: S$192.60 (waived for first year)
Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)
Citi Cash Back+ Mastercard®
Earn 1.6% cashback on all spend with no minimum spend required or cap on cashback to be earned. Plus, cashback earned does not expire.
Annual Fee: S$192.60 (waived for first year)
Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)
Citi Rewards
A must-have in every wallet (both physical and virtual), the Citibank Rewards Mastercard earns you 4 miles per S$1 spend on retail stores that sell bags, clothes and shoes. You also qualify for 4 miles per S$1 on online merchants like Lazada, Amazon, Shopee, etc.
Annual Fee: S$192.60 (waived for first year)
Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)
Citi Premiermiles
Earn 1.2 miles per S$1 on local spend and 2 miles per S$1 on international spend. Earned miles will never expire. Citibank also has the most number of airline partners to redeem from.
Annual Fee: S$192.60 (waived for first year)
Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)
Citi Prestige
Earn 1.3 miles per S$1 on local spend and 2 miles per S$1 on overseas spend. One night free for every four night stay in any hotel.
Annual fee: S$535 (no annual fee waiver)
Minimum Income: S$120,000 per year
Why is the sign-up gift so attractive?
The traditional way of getting new card sign ups – that of hiring promoters and organizing roadshows in areas with heavy foot traffic – actually cost a lot of money. Many card companies have resorted to doing it online for the past few years – often through the help of aggregators such as Singsaver. The cost saving allows them to offer attractive gifts from time to time such as cash, luggage or in this case, the Apple Watch. In this case, both the credit card issuing bank and Singsaver could also jointly fund the gift.
Fulfillment of this promotion is done by Singsaver. You can check here for the full T&C.
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