General Travel

While it may not be practical to travel at the moment, possessing a card that allows one to pay for overseas transactions with as little charges as possible is as relevant as ever. Online shopping has become a major pastime in the current situation – more so if you consider that the only way to get one’s coveted items from abroad these days is to have them shipped here. Enter YouTrip – one of the digital wallets available that allow you to make foreign currency transactions both online and in stores using wholesale exchange rates and with no extra charges.

 

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You may have seen some higher tier credit cards – case in point The Platinum Card by American Express which carries an annual fee of S$1,712 – that come with special hotel benefits such as free breakfast, US$100 dining/spa credit, late check-out and perhaps room upgrade and wish there was a way that mere mortals like us who don’t want to fork out more than a thousand dollars on a credit card and at the same time, aren’t elite members of hotel loyalty programmes to enjoy those same kinds of perks.

This week, Hotelux launches in Singapore as a way for the public to access those luxury travel advisor benefits without having to go through those hoops. The app acts as a booking platform with a similar interface where you input your preferred stay dates with the app showing you its best rates with Hotelux partner hotels as well as a set of benefits that come with the stay. 

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Google Pay is a platform developed by Google that allows you to make payments through a single app. You can use Google Pay to digitally store your credit cards and make credit card payments through your mobile phone via contactless payments, transfer money to friends via PayNow and also make payments to establishments via PayNow. If you are familiar with other payment apps like Samsung Pay or Apple Pay, Google Pay fulfills the same functions but has more capabilities as it can also link to your bank account through PayNow.

Get S$8 free by signing up for Google Pay here (offer ends 31st Dec 23:59PM)

After downloading the app, all you need to do is to link it to your PayNow / Paylah / Standard Chartered account and add your credit cards to the digital wallet to get going. 

Currently, Google Pay is running a series of offers where new users who sign-up will get S$8 cash – sent straight to your bank account after you make your first payment of at least S$10. Each week, users also get to earn additional cashback – a random amount sent via digital scratch cards, with the maximum at S$10 per scratch card. I have been using Google Pay for a couple of weeks now and have earned just a little under S$100 in cash back. Cash back is earned through the following ways:

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There is a new credit card promotion with Singsaver this December where you can receive a brand new Garmin Venu SQ Watch (UP S$299) or Apple AirPods (UP S$239). New Standard Chartered (SCB) cardholders (those who have not held SCB card in the past 12 months) who apply for a credit card and get approved are eligible for either gift. This Standard Chartered Garmin Venu SQ Watch or Apple AirPods offer is valid until 10th January 2021.

Annual fee is waived for the first two years for all the cards listed below. Standard Chartered usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee. You can even cancel the card after receiving the gift if you wish.

If you are already an existing SCB cardholder, fret not. You still get to have S$30 cash via PayNow with your successful application.

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Once your card is approved, remember to make at least one transaction (at least S$80) within 30 days of receiving your card in order to receive the reward. You will get an email within 60 to 90 days with instructions on how to claim your gift.

Here are the SCB cards that qualify for the promotion:

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Singsaver is offering an attractive promotion for caffeine lovers this November where you can receive a brand new Nespresso Inissia Coffee Machine & Aeroccino 4 Milk Frother (UP S$346). New Standard Chartered (SCB) cardholders (those who have not held SCB card in the past 12 months) who apply for a credit card and get approved are eligible for the Nepresso machine. This promotion is valid until 9th November 2020.

Annual fee is waived for the first two years for all the cards listed below. Standard Chartered usually waives the annual fee for succeeding years as long as you actively use the card but if not, you can always cancel to avoid paying the annual fee. You can even cancel the card after receiving the Nespresso machine if you wish.

If you are already an existing SCB cardholder, fret not. You still get to have S$30 GrabFood vouchers with your successful application.

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Once your card is approved, remember to make at least one transaction (any amount) within 30 days of receiving your card in order to receive the reward. You will get an email within 60 to 90 days with instructions on how to claim your gift.

Here are the SCB cards that qualify for the promotion:

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From now until 15th September 2020, apply for selected Citi credit cards as a new Citibank cardholder to receive S$300 via Paynow. Existing Citibank cardholders will get S$30 via Paynow.

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Should you apply, the annual fee for the credit cards covered here is waived. To get the cash reward, just spend any amount within 2 months of receiving your card. You will then get a notification about the cash reward.

To be considered a new Citibank cardholder, you must have no Citibank credit cards at the time of application and must not have held one during the past 12 months.

Which credit cards are covered by the promotion?

Citi Cashback

Earn 8% cashback on dining, groceries and petrol spend. 

Annual Fee: S$192.60 (waived for first year)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

Reward: S$300 cash sent via PayNow (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

Citi Cash Back+ Mastercard®

Earn 1.6% cashback on all spend with no minimum spend required or cap on cashback to be earned. Plus, cashback earned does not expire.

Annual Fee: S$192.60 (waived for first year)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

Reward: S$300 cash sent via PayNow (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

Citi Rewards

A must-have in every wallet (both physical and virtual), the Citibank Rewards Mastercard earns you 4 miles per S$1 spend on retail stores that sell bags, clothes and shoes. You also qualify for 4 miles per S$1 on online merchants like Lazada, Amazon, Shopee, etc. 

Annual Fee: S$192.60 (waived for first year)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

Reward: S$300 cash sent via PayNow (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

Citi Premiermiles

Earn 1.2 miles per S$1 on local spend and 2 miles per S$1 on international spend. Earned miles will never expire. Citibank also has the most number of airline partners to redeem from.

Annual Fee: S$192.60 (waived for first year)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

Reward: S$300 cash sent via PayNow (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

Citi Prestige

Earn 1.3 miles per S$1 on local spend and 2 miles per S$1 on overseas spend. One night free for every four night stay in any hotel.

Annual fee: S$535 (no annual fee waiver)

Minimum Income: S$120,000 per year

Reward: S$300 cash sent via PayNow (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

 

Fulfillment of this promotion is done via SingSaver. Check out the full T&C here.

From now until 15th September 2020, apply for selected Citi credit cards as a new Citibank cardholder to receive a Dyson Pure Cool Me (worth S$499). Existing Citibank cardholders will get S$30 via Paynow.

Again, you might wonder – how is this enticing reward possible? As mentioned previously, the traditional way of getting new card sign ups – that of hiring promoters and organizing roadshows in areas with heavy foot traffic – actually cost a lot of money. Many card companies have resorted to doing it online for the past few years – often through the help of aggregators such as Singsaver. The cost saving allows them to offer attractive gifts from time to time such as cash, luggage or gadgets. 

After clicking submit on your credit card application, make sure to take note of your Application Reference Number. You will have to fill out a redemption form (automatically sent to your email once you make a card application) in order to be registered.

Should you apply, the annual fee for the credit cards covered here is waived. To be eligible for the gift, all you have to do is spend any amount within 2 months of receiving your card. You will then get a notification about the gift or cash reward.

To be considered a new Citibank cardholder, you must have no Citibank credit cards at the time of application and must not have held one during the past 12 months.

Which credit cards are covered by the promotion?

Citi Cashback

Earn 8% cashback on dining, groceries and petrol spend. 

Annual Fee: S$192.60 (waived for first year)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

Reward: Dyson Pure Cool Me (worth S$499) for the first 100 applicants per day or S$300 cash sent via PayNow for all others (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

Citi Cash Back+ Mastercard®

Earn 1.6% cashback on all spend with no minimum spend required or cap on cashback to be earned. Plus, cashback earned does not expire.

Annual Fee: S$192.60 (waived for first year)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

Reward: Dyson Pure Cool Me (worth S$499) for the first 100 applicants per day or S$300 cash sent via PayNow for all others (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

Citi Rewards

A must-have in every wallet (both physical and virtual), the Citibank Rewards Mastercard earns you 4 miles per S$1 spend on retail stores that sell bags, clothes and shoes. You also qualify for 4 miles per S$1 on online merchants like Lazada, Amazon, Shopee, etc. 

Annual Fee: S$192.60 (waived for first year)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

Reward: Dyson Pure Cool Me (worth S$499) for the first 100 applicants per day or S$300 cash sent via PayNow for all others (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

Citi Premiermiles

Earn 1.2 miles per S$1 on local spend and 2 miles per S$1 on international spend. Earned miles will never expire. Citibank also has the most number of airline partners to redeem from.

Annual Fee: S$192.60 (waived for first year)

Minimum Income Requirement: S$30,000 per year (Singaporean/PR); S$42,000 (foreigner)

Reward: Dyson Pure Cool Me (worth S$499) for the first 100 applicants per day or S$300 cash sent via PayNow for all others (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

Citi Prestige

Earn 1.3 miles per S$1 on local spend and 2 miles per S$1 on overseas spend. One night free for every four night stay in any hotel.

Annual fee: S$535 (no annual fee waiver)

Minimum Income: S$120,000 per year

Reward: Dyson Pure Cool Me (worth S$499) for the first 100 applicants per day or S$300 cash sent via PayNow for all others (new Citibank cardholder); S$30 (existing Citibank cardholder) 

APPLY HERE

 

Fulfillment of this promotion is done via SingSaver. Check out the full T&C here.

You may be dreaming of your next escape right now – while planning a getaway far away might not be an option at this point in time, there are lots of activities locally in Singapore that can keep you entertained.

The Go Singapore Pass is a sightseeing pass that allows one to experience 35+ tourist attractions in the Lion City without having to purchase tickets on the spot. It’s brought to us by GoCity.com which covers 26 (and growing) cities globally including Bangkok, Dubai, Sydney, Hawaii, Los Angeles, Las Vegas, San Francisco, San Diego, New York, Paris, Barcelona, Rome, Berlin and more.

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